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Blue UmbrellaFirst Benefits Insurance Mutual is approved as underlying carrier for umbrella policies by several prominent workers compensation insurance companies in the NC market.

  • West Bend Mutual Insurance Company – new as of 8/12/2019
  • Nationwide Mutual Insurance (EL Limits of 100/500/100 except for contractor classes which require 500/500/500)
  • Hanover Insurance Group
  • EMC Insurance Co. (required EL limits of $500,000 / $500,000 / $500,000)
  • Cincinnati Insurance Co. (required EL limits of $1,000,000 / $1,000,000 / $1,000,000)
  • Selective Insurance Co. of America
  • Erie Insurance Co.
  • Penn National Insurance Co. (required minimum EL limits of $1,000,000 / $1,000,000 / $1,000,000)
  • Auto-Owners Insurance Company
  • All Liberty Mutual companies including Montgomery
  • Central Mutual Insurance
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