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Providing workers’
compensation coverage
for employers in North Carolina, South Carolina, Georgia, Virginia and kentucky

Our focus is to help you mitigate risk by working with you to create a culture of safety for your employees, prevent workplace injuries and lower your claims costs. Experienced underwriting, responsible claims management, and “A+-rated” reinsurance coverage have allowed us to outperform industry loss ratios for 30 years. We work directly with insurance agents to provide quick, competitive quotes for a variety of industry sectors.

   Learn more about the benefits of using First Benefits Insurance Mutual as your workers’ compensation provider by calling us at (888) 393-2667, or visit    Find an Agent to locate an appointed insurance agency in your area.

Why choose us?

First Benefits Insurance Mutual provides the following benefits to businesses:

  • Competitive rates
  • Excellent customer service
  • Disciplined underwriting
  • Workplace injury prevention resources

Client Testimonials

“We are proud to offer First Benefits Insurance Mutual workers’ compensation to our members. At a recent New Chamber Member orientation, Matthew with Cashion Fishing Rods, one of our new members, jumped right on it and contacted David at the Sanford Insurance Center who quickly wrote the policy. It is great to offer a member benefit that gets positive feedback like what Matthew gave: ‘We contacted David at Sanford Insurance with regards to workers’ compensation insurance. He has already written our policy and the process was very fast, efficient, and tremendous cost savings for us. Thank you for the lead!’”

Meg Moss

“We were with our prior insurance carrier for 30 years. We had been members of the North Carolina Retail Merchants Association (NCRMA) for as long as we could remember and contacted them to learn more about their workers’ comp program.  We contacted David Queen with White Insurance and shortly thereafter moved our workers’ comp to First Benefits Insurance Mutual. The NCRMA membership has been worthwhile because they pointed me toward First Benefits Insurance Mutual and helped save me money.”

Joe Tyson, Owner

“As a regional chamber of commerce representing over 800+ member businesses many programs, services and offers are presented for our consideration throughout the year. The First Benefits workers’ compensation program is by far one of the most valuable tools we have to provide value and R.O.I. to our members.”

Theresa Pinto, Rocky Mount Chamber of Commerce
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