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Working with First Benefits

First Benefits Insurance Mutual is a monoline, mutual insurance company. Providing a competitive workers’ compensation product, First Benefits Insurance Mutual was created by business owners for business owners.

Ease of Doing Business

First Benefits Insurance Mutual provides online quoting, direct access to underwriters and competitive commission structure (including the ability to earn bonus commissions).

Financial Stability

First Benefits Insurance Mutual’s continued growth and reinsurance program have created a fiscally sound foundation, recognized by our peers who have extended commercial umbrella products over our own.

Why work with us?

We are a local company that is attentive to the needs of employers who may be overlooked by large, out-of-state insurance carriers.

  • 30-year track record
  • Offering coverage in North Carolina, South Carolina, Georgia, Virginia, and Kentucky
  • Responsive and disciplined underwriting
  • Superior claims service
  • Quality customer service that consistently exceeds expectations
  • Easy-to-use submission platform
  • Flexible payment plans available, including Pay-as-you-go
  • Employers liability limits available up to $5,000,000/$5,000,000/$5,000,000
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