|
First Benefits Insurance (FBI) is a mutual insurance company providing workers' compensation coverage for North Carolina employers. With offices in Raleigh and Charlotte, FBI has evolved from the North Carolina Retail Self Insurers Fund (NCRSIF), dba CompCarolina.
Since 1992, our operations have been have been providing disciplined underwriting, aggressive claims management, “A Rated” reinsurance coverage and prudent investment strategies, resulting in a gross Premium to Surplus Ratio of 1.75
to 1.
FBI markets workers' compensation through a network of independent agents. Our primary focus has been on smaller companies (annual premium < $10,000), but we do have an appetite for mid-sized and larger business opportunities. We have competitive rates, discretionary pricing, and various payment plans available.
Our claims staff has over 75 years of experience managing claims in North Carolina. Aggressive claims management, coupled with quality medical care has resulted in a company that has allowed us to consistently out perform the industry on overall loss ratios for more than 17 years.
We are a North Carolina company, focused on North Carolina employers with an organization of dedicated professionals, supporting and protecting both our insured's and our agent's assets.
|
|
| |
| |
|
| |
|
|
Usernames and Passwords
are required
and are
individually assigned by FBI
|
to receive your
username and password
|
|
|
|
| |
|
|
We will be a progressive, profitable company that continuously works to improve its product, and is:
Recognized by our agents for disciplined underwriting and aggressive claims management
Appreciated by our insureds for providing a quality product and service
Respected by the industry for our integrity
|
